Pune’s Most Trusted MSME Loan Provider.
From a small working capital facility to a large project finance loan above ₹1 Crore, Credit Core Finance has been helping Pune’s manufacturers, traders, shop owners, startups, and business owners access the right funding for over a decade. We know the lenders, we know the schemes, and we know how to get your loan approved.
We Fund Every Kind of Business in Pune.
No matter what kind of MSME business you operate, we have a funding solution designed for your sector, your size, and your stage of growth.
- Manufacturers and Industrial Units: Term loans, machinery loans, and project finance for production units, MIDC-based factories, and industrial businesses in Pune
- Traders and Wholesalers: Working capital loans and cash credit facilities for trading businesses managing large procurement and inventory cycles
- Shop Owners and Retailers: Business loans for shop fit-out, inventory procurement, and working capital for retail and distribution businesses
- Startups and New Businesses: CGTMSE-backed collateral-free loans and scheme-based funding for businesses with limited operating history
- Service Businesses: Loans for IT firms, consultancies, healthcare providers, logistics operators, and other service-sector MSMEs
Five Reasons Pune’s MSMEs Choose Credit Core Finance.
- 100+ Lender Relationships: We work with every major PSU bank, private bank, NBFC, and development finance institution across India — and match you to the lender whose credit appetite fits your profile.
- CGTMSE and Scheme Specialists: We know the scheme landscape inside out. Eligibility assessment, documentation, and full application management — handled end-to-end by our team.
- CA-Grade Credit Appraisal: We audit your file the way the bank’s credit committee will. CIBIL diagnostics, ratio analysis, and documentation review — before your application goes anywhere.
- Fast-Tracked Submissions: Our direct working relationships with senior bankers and credit committee members mean your application bypasses standard branch queues and reaches the right decision-makers faster.
- Credit Appraisal Depth — CA-Grade, Pre-Sanction: Before we submit your file, we audit it the way the bank’s credit committee will — TOL/TNW, DSCR, leverage, sector benchmarks. We fix the gaps before the lender sees them. That is why our approval rate beats the market average.
Every MSME Loan Product. One Advisory Firm.
The Credit Guarantee Fund Trust for Micro and Small Enterprises allows eligible businesses to access up to ₹10 Crores of credit without pledging any property or assets as security. This is one of the most powerful funding tools available to Indian MSMEs — and one of the most underutilised, because most business owners do not know how to structure a CGTMSE application correctly. We do. We manage the complete proposal, documentation, and lender submission on your behalf.
Loan Amount: From ₹1 Cr (case-to-case, no upper cap) · Collateral Required: None (Hybrid CGTMSE available for larger tickets)
Cash credit limits, overdraft facilities, and invoice discounting for businesses that need liquidity to manage day-to-day operations. Structured to your trading or manufacturing cycle.
Loan Amount: ₹10 Lakhs to ₹5 Crores · Collateral: Secured or unsecured depending on lender
Dedicated term loans for the purchase of plant, machinery, and equipment. Structured as asset-backed facilities with competitive rates from public and private sector banks.
Structured debt for factory setup, capacity expansion, and large capital expenditure projects.
Ticket Size: ₹5 Crores to ₹100 Crores · Consortium arrangements for larger requirements
- CGTMSE: Collateral-free credit up to ₹10 Crores for eligible MSMEs
- SIDBI: Direct and scheme-linked funding for small and medium enterprises
- NABARD: Agro-processing, rural enterprise, and food sector funding
- AHIDF: Agriculture infrastructure and food processing loans
- PSI Scheme Maharashtra: Subsidies and incentives for Maharashtra-based industrial businesses
From First Call to Disbursement. We Handle It All.
- Step 1 — Free Consultation: We understand your business, your funding requirement, and your financial position. No obligation, no paperwork at this stage.
- Step 2 — Eligibility Assessment: We assess your CIBIL profile, financials, and business profile against CGTMSE, bank, and scheme eligibility criteria.
- Step 3 — Documentation and Structuring: We prepare your complete application — CMA data, DPR, projections, bank forms, KYC, and supporting documents.
- Step 4 — Lender Submission: We submit to the lender best suited to your profile and follow up directly with the credit team until sanction.
- Step 5 — Disbursement and Beyond: We stay with you through disbursement and provide ongoing support for renewals, enhancements, and new requirements.
Your Most Important Questions. Answered Honestly.
Can I get a collateral-free MSME loan in Pune?
Yes. Under the CGTMSE scheme, eligible businesses can access up to ₹10 Crores of credit without any collateral. For larger requirements, Hybrid CGTMSE allows partial collateral to unlock higher tickets. Our team assesses your eligibility, structures the proposal to meet CGTMSE and lender norms, and manages the complete application end-to-end.
What documents do I need for an MSME loan?
The standard documentation set includes: KYC documents for promoters and entity, last 2–3 years of ITR and financial statements, GST returns, 6–12 months of bank statements, and business vintage proof. For project finance or CGTMSE applications, a CMA data report and DPR are also required. We prepare all of these on your behalf.
Do you work with new businesses and startups?
Yes — for new businesses requiring ₹1 Crore or more, we primarily explore CGTMSE-backed collateral-free facilities and sector-specific schemes such as SIDBI, NABARD, and AHIDF where applicable. Eligibility depends on business vintage, sector, and promoter credit profile. We assess this during the free initial consultation.
How long does the MSME loan process take?
Timelines vary by lender and loan type. A straightforward working capital or CGTMSE loan with a clean credit profile can be sanctioned in 15–30 working days from file submission. Project finance and consortium arrangements take longer. Our job is to eliminate avoidable delays by submitting a complete, well-structured file the first time.
How does Credit Core Finance work with banks?
Credit Core Finance is an MSME credit advisory firm. We structure, appraise, and place credit facilities through established working relationships with over 100 banks and NBFCs across India. Our advisors deal directly with senior bankers, credit committee members, and scheme-desk officers — giving your application credible, fast-tracked access to the right decision-makers, bypassing standard branch-level processing.
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Contact Info
BM Credit Core FINSERV Pvt Ltd, Building E1 / office no 3 First floor Liberty Co-Operative Housing Society, North Main Road, Koregaon Park – Pune. 411001
info@creditcore.finance
info@creditcore.finance
Mon-Fri: 10:00-18:00
Sat-Sun: 10:00-14:00